Insurance Renewal, Employment Status? - Page 3

myrover2013 · 25th June 2013, 18:25

So tell the insurance company the truth, the whole truth and nothing but the truth.

So why do they tell us to lie in the first place, ie never own up to anything

Weso · 25th June 2013, 18:32

Quote:

Originally Posted by stocktake

Do you have the right insurance for SEX

Sex with your wife - Legal and General
Sex on the telephone - Direct Line
Sex with your partner - Standard life
Sex with somebody different - Go Compare
Sex with a generously proportioned lady - More Than
Sex on the back seat of the car - Shiela's wheels
Sex with a posh bird - Privileged
Sex with an OAP - Saga
Sex with a transvestite - Confused.com

I am with Confused.com!

T-Cut · 25th June 2013, 20:21

Quote:

Originally Posted by stocktake

Do you have the right insurance for SEX

Sex with your wife - Legal and General
Sex on the telephone - Direct Line
Sex with your partner - Standard life
Sex with somebody different - Go Compare
Sex with a generously proportioned lady - More Than
Sex on the back seat of the car - Shiela's wheels
Sex with a posh bird - Privileged
Sex with an OAP - Saga
Sex with a transvestite - Confused.com

Well according to that, I don't actually need insurance!

TC

Dorset Bob · 25th June 2013, 22:59

Quote:

Originally Posted by stocktake

Do you have the right insurance for SEX

Sex with your wife - Legal and General
Sex on the telephone - Direct Line
Sex with your partner - Standard life
Sex with somebody different - Go Compare
Sex with a generously proportioned lady - More Than
Sex on the back seat of the car - Shiela's wheels
Sex with a posh bird - Privileged
Sex with an OAP - Saga
Sex with a transvestite - Confused.com

When I was a youngster I had a Norwich Union Rider Policy to ride any bike.

Forestgreen · 25th June 2013, 23:15

Last time I renewed my job was going all over the place (including whether I'd even have one) so I really didn't know if I'd be covering 6000 or 12000 miles. If I said 6000 but ended up doing 12000 I faced the choice of either not being covered or having to pay a massive admin and extra costs mid-year. But can you guess the response when I asked if I could get a refund if I asked for cover for 12000 but only actually covered 6000? What a swindle.

CimmaronG · 25th June 2013, 23:17

Quote:

Originally Posted by rich17865

I found that increasing my excess also increased the premium!!

Explain that one, I offer to pay more in the event of a claim, and that makes me a greater risk

I now have a voluntary excess of £0

Had same with my current insurer

Unfortunately I feel insurance companies will use any 'Get Out' clause so they don't have to pay out, so as stated be upfront and honest, it may cost more initally but you'll now your covered should the unfortunate happen.

rich17865 · 26th June 2013, 06:36

On my last renewal my insurers asked if I have had any accidents in the last 5 years, I answered no, if they asked if I had any claims in the last 5 years the answer would have been different.

Play them at their own game, scumbags.

Weso · 26th June 2013, 07:36

Just heard, Direct Line to shed 2000 jobs!

Mark

Gazmo65 · 26th June 2013, 08:12

Have you tried it as a HOME MAKER or HOUSE HUSBAND might be worth a try

Heddy · 26th June 2013, 08:18

Quote:

Originally Posted by rich17865

I found that increasing my excess also increased the premium!!

Explain that one, I offer to pay more in the event of a claim, and that makes me a greater risk

I now have a voluntary excess of £0

Whichever way you look at it Rich, fact is they just don't want to pay out. They will use anything at their disposal to dodge a claim. I just get the cheapest fully comp possible and oviously keep the car road legal. As discussed this week, they're only ever gonna pay 'market value' in a non-fault write off so whats it worth?

Heddy.

25th June 2013, 18:25	#21
myrover2013 Posted a thing or two ROVER 75 CONNOISSEUR SE in copper leaf red Join Date: Feb 2013 Location: NORWICH Posts: 1,527 Thanks: 510 Thanked 134 Times in 111 Posts	So tell the insurance company the truth, the whole truth and nothing but the truth. So why do they tell us to lie in the first place, ie never own up to anything

25th June 2013, 23:15	#25
Forestgreen Gets stuck in Rover 75 Connoisseur SE 2.5 V6 saloon Join Date: Dec 2011 Location: Birmingham Posts: 770 Thanks: 47 Thanked 105 Times in 54 Posts	Last time I renewed my job was going all over the place (including whether I'd even have one) so I really didn't know if I'd be covering 6000 or 12000 miles. If I said 6000 but ended up doing 12000 I faced the choice of either not being covered or having to pay a massive admin and extra costs mid-year. But can you guess the response when I asked if I could get a refund if I asked for cover for 12000 but only actually covered 6000? What a swindle.

26th June 2013, 06:36	#27
rich17865 This is my second home Transit Connect Join Date: Feb 2011 Location: Crewe Posts: 9,532 Thanks: 868 Thanked 1,619 Times in 1,095 Posts	On my last renewal my insurers asked if I have had any accidents in the last 5 years, I answered no, if they asked if I had any claims in the last 5 years the answer would have been different. Play them at their own game, scumbags.

26th June 2013, 07:36	#28
Weso I really should get out more....... Mondeo ST TDCI Estate Join Date: Jul 2012 Location: Norwich Posts: 2,834 Thanks: 919 Thanked 358 Times in 284 Posts	Just heard, Direct Line to shed 2000 jobs! Mark

26th June 2013, 08:12	#29
Gazmo65 Loves to post Volvo S80 Join Date: Feb 2010 Location: Burton Latimer Posts: 268 Thanks: 11 Thanked 39 Times in 20 Posts	Have you tried it as a HOME MAKER or HOUSE HUSBAND might be worth a try