Multi car insurance

Swordy · 22nd May 2016, 07:29

I've just added a 53 plate cdt tourer to the family for the odd time I need an estate. Bearing in mind my 75 saloon does 5k or less a year.
The quotes I'm getting seem really high...I have full ncb and no points or convictions.
What was daft on one quote it was cheaper for this new car to be on driveway rather than locked garage??!!!
Tried Adrian Flux and Michaels for individual quotes... Got £300 +
Cheers for any advice.

steve-45 · 22nd May 2016, 07:50

Yes, I too find it strange that its seen as less of a risk to park your car on the driveway than locked away in a garage.

I remember a couple of years back getting a quote for my 45 and it actually worked out cheaper to park it on the road.

This seems to vary from company to company !

Sector-9 · 22nd May 2016, 08:21

I've had a couple of multi-car quotes previously and they were all 3x or more the price of insuring one. As I'd never claim on my own insurance for my cars (they'd load the premiums over the next 5yrs to ensure I paid more back to them than they'd pay out) I simply only insure the car that's in use and the other sits uninsured on the driveway.

macafee2 · 22nd May 2016, 08:25

We use Admiral for multi car. As for Adrian flux being £300, thats odd. My CDT saloon with 160 reamp plus a load of other upgrades was only £200.
what sort of area do you live in?

macafee2

Swordy · 22nd May 2016, 09:06

I'm in Hornchurch Essex

Mike Noc · 22nd May 2016, 09:34

Used to club it at Palms back in the day when working in Chadwell Heath.

CLINTE · 22nd May 2016, 10:44

Hi there,

You could give the "Martin Lewis approach" a go.

Web site

http://www.moneysavingexpert.com/insurance/

Regards

CLINTE

Seanalf · 22nd May 2016, 10:47

I work for Admiral, do some single car quotes, get the lowest one that we offer and drop me a PM

Seanalf · 22nd May 2016, 10:49

Quote:

Originally Posted by steve-45

Yes, I too find it strange that its seen as less of a risk to park your car on the driveway than locked away in a garage.

I remember a couple of years back getting a quote for my 45 and it actually worked out cheaper to park it on the road.

This seems to vary from company to company !

Easy answer to this. Years ago it was cheaper to say it was in a garage. Loads of cars that were "locked away" got broken into, garage is now a bigger risk

RobSun · 22nd May 2016, 11:56

Quote:

Originally Posted by macafee2

We use Admiral for multi car. As for Adrian flux being £300, thats odd. My CDT saloon with 160 reamp plus a load of other upgrades was only £200.
what sort of area do you live in?

macafee2

I'm with Adrian Flux for my ZT-T and with recovery its £449.00. I live in Bradford (which is expensive) and up to this week had two cars with them. Other than dodgy looking companies they were the cheapest for the cover I wanted last year. I had been with LV for years they always gave me the best price but it went up last time. My Dolomite is now with Chris Knott and they gave me a good deal with Highway which is the specialist car arm of LV.

Has anyone tried fleet insurance where they are running more than one car? A friend of mine in the Dolomite Club has this year put his Jaguar, Discovery and Dolomite Sprint with one and says the premium was just a bit more than for his Jaguar last year.

22nd May 2016, 07:29	#1
Swordy Posted a thing or two rover 75 Saloon, Rover 75 Tourer Join Date: Aug 2010 Location: Hornchurch Posts: 1,180 Thanks: 361 Thanked 79 Times in 60 Posts	Multi car insurance I've just added a 53 plate cdt tourer to the family for the odd time I need an estate. Bearing in mind my 75 saloon does 5k or less a year. The quotes I'm getting seem really high...I have full ncb and no points or convictions. What was daft on one quote it was cheaper for this new car to be on driveway rather than locked garage??!!! Tried Adrian Flux and Michaels for individual quotes... Got £300 + Cheers for any advice.

22nd May 2016, 08:21	#3
Sector-9 Gets stuck in Rover 75 CDT manual Tourer Join Date: Aug 2014 Location: nr. Mansfield Posts: 767 Thanks: 24 Thanked 182 Times in 137 Posts	I've had a couple of multi-car quotes previously and they were all 3x or more the price of insuring one. As I'd never claim on my own insurance for my cars (they'd load the premiums over the next 5yrs to ensure I paid more back to them than they'd pay out) I simply only insure the car that's in use and the other sits uninsured on the driveway. __________________ Free fault codes scan/clear (TOAF) - M1 J27 area

22nd May 2016, 09:06	#5
Swordy Posted a thing or two rover 75 Saloon, Rover 75 Tourer Join Date: Aug 2010 Location: Hornchurch Posts: 1,180 Thanks: 361 Thanked 79 Times in 60 Posts	Area I'm in Hornchurch Essex

22nd May 2016, 10:44	#7
CLINTE Loves to post Rover & MG less Join Date: Mar 2016 Location: ELLESMERE PORT Posts: 320 Thanks: 44 Thanked 97 Times in 90 Posts	Re: Car insurance Hi there, You could give the "Martin Lewis approach" a go. Web site http://www.moneysavingexpert.com/insurance/ Regards CLINTE

22nd May 2016, 10:47	#8
Seanalf Gets stuck in Rover 75 CDTi Connie Join Date: Apr 2013 Location: Llanhilleth Posts: 584 Thanks: 193 Thanked 126 Times in 81 Posts	I work for Admiral, do some single car quotes, get the lowest one that we offer and drop me a PM __________________ This is my Rover, there are many like it, but this one is mine Born; Wednesday, 3rd October 2001 @ 16:00:16 The 34,336th 75 to run off the production line of 112,381 This was the 4,730th 75 CDT Connoisseur to be made out of 10,898 This was the 2,647th 75 in White Gold Metallic (code: GMN) to be made out of 12,251 White Gold Metallic 75s To do MK2 dials with IPK, FBH repair, headlining repair (again!) and some cosmetics.

22nd May 2016, 07:50	#2
steve-45 This is my second home Rover 75 Saloon CDTi Join Date: Oct 2015 Location: Belvedere Posts: 4,076 Thanks: 108 Thanked 1,089 Times in 774 Posts	Yes, I too find it strange that its seen as less of a risk to park your car on the driveway than locked away in a garage. I remember a couple of years back getting a quote for my 45 and it actually worked out cheaper to park it on the road. This seems to vary from company to company !

22nd May 2016, 08:25	#4
macafee2 This is my second home Rover 75 Saloon & Tourer Join Date: Sep 2012 Location: Lincoln Posts: 14,911 Thanks: 1,630 Thanked 3,032 Times in 2,181 Posts	We use Admiral for multi car. As for Adrian flux being £300, thats odd. My CDT saloon with 160 reamp plus a load of other upgrades was only £200. what sort of area do you live in? macafee2

22nd May 2016, 09:34	#6
Mike Noc This is my second home Rover 75 CDT Manual Connoisseur SE, Rover 75 CDT Automatic Connoisseur SE & a Freelander Td4. Join Date: Jul 2009 Location: Hampshire Posts: 11,547 Thanks: 3,470 Thanked 3,119 Times in 2,247 Posts	Used to club it at Palms back in the day when working in Chadwell Heath.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode