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22nd January 2021, 17:44 | #1 |
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Insurance
My Rover got hit today, by another car, whilst parked. The other driver owned up, but has not supplied all his details as yet.
I asked a local body shop for a ball park price to repair. He said about £1400, but my worry is if I go through the insurance, will I lose the car, through it not being economical to repair. I got the impression from the other driver, that he would rather settle, without involving an insurance company. My car is too good to let go, as it has just been mot'ed, and was in very good condition. On ebay, similar cars are trending around £1500. Any advice please? Paul. |
22nd January 2021, 18:01 | #2 | |
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Ask the chappie if he is willing to go £1.4k or whatever. Even though the knock is a "no fault" claim - if you made one, it is well known that insurance companies take your fault/no-fault record into account when setting a policy and quote. Kev |
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22nd January 2021, 19:48 | #3 |
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A body shop repair of £1400 will almost certainly write your car off. Just make sure that they don’t take your car away if you want to keep it and have it repaired privately.
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22nd January 2021, 20:37 | #4 |
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Hi sorry to hear about your bad luck but I would definitely get two quotes minimum and have them detail what is required to fix. Then you can make a decision on whether the car is repairable and or worth going through insurance. I expect the other party will want to go through insurance with that type of costs. When I used to be in the motor trade if you mentioned insurance the cost went up bu5 if you said cash then they would quote accordingly but sometimes I think you need to know when to say enough is enough and only you can say when that is. Good luck
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22nd January 2021, 21:11 | #5 |
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Bad news, sorry about that
£1,400 is a pretty big knock but costs can rise quickly. Can you post up some pictures? The parts that are adding to the expense may be available second hand and a re-spray is possibly cheaper then repair and re-spray or is it body shell damage? macafee2 |
23rd January 2021, 06:26 | #6 |
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Last September a driver reversed out of a bay without looking and hit side of my 75 . All on camera wife driving .
The car needed 2 doors. I spoke to the insurance company of the driver and they said they would be happy to pay out for the repair providing I had it repaired myself . they did say if they took it for repair that it would be written off. So they paid out and I replaced the doors. I have owned it 8 years and didn't want it to go just yet. Maybe if you want to keep it then ask them for a settlement. It didn't effect my insurance .
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Changed everything that needs changing and everything that didn't . It's called preventive maintenance. |
27th January 2021, 20:47 | #7 |
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Insurance
Thanks for the advice, but unfortunately the other driver, turns out too not have insurance.
So I am now looking for a drivers door, and front wing in gold to repair the damage. Paul. |
27th January 2021, 21:20 | #8 |
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That's really unfortunate, if you could use the fact the guy has no insurance as a lever and get him to bung you 1400 quid fine. Mine was written off, other driver admitted it was their fault and with a little haggling I got £1400 from my insurers and kept the car (we both had the same insurance company funnily enough)
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28th January 2021, 08:10 | #9 | |
This is my second home
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macafee2 |
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28th January 2021, 12:19 | #10 | |
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Quote:
Kev |
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