praise for an insurance company.

[polinsteve]

Originally Posted by macafee2

i think you are spot on, premium will go up but no claims will stay the same. I feel the third party should pay the premium increase. Not just the wifes insurance that may be hiked but mine too as she is a named driver on my insurance

macafee2

I had borrowed my daughters Peugeot when my X Type was having another of its hissy fits. An oncoming car decided to cross into my lane to pass a group of cyclists. Thanks to my reaction she just put a small scratch and tiny dent on the flare of the rear wing. I would have been prepared to just polish out or touch up the paint but the other driver became aggressive and blamed me. I was driving 3rd party on my insurance, so I had to notify my insurers and daughters insurers. On their advice I claimed directly off the other drivers insurance, they took full responsibility and ended up paying for a bumper repair, wheel arch repair and hire car for a week.

My renewal about 3 weeks later wasn't affected.