My car has just been reversed into.

ceetdm · 25th March 2017, 16:29

So, I've just replaced my front control arm bushes and the car passed it's MOT yesterday. I'm feeling pretty good thinking that I'll get at least another years use of the car.

Then today someone reversed into me, damaged the bonnet and the front bumper. When the insurance realised how old the car is (14yrs) they tell me it is likely to be a write-off.

What can I expect to happen next? - the car will be inspected on Monday.

Rev Jules · 25th March 2017, 16:41

Dot no, I repeat do not let them take the car, if it is a write off you have the right to by it off them.

Rev

victorgte · 25th March 2017, 16:42

Keep the car at home. Don't let anyone take it away. You will never see it again. Insist that any inspection is done at your address. Yes it may well be written off but just collect the insurance and repair it. Bonnet and bumper are easily replaced and you will have money in the bank for any other jobs you fancy having done. Good luck.

ceetdm · 25th March 2017, 16:48

Quote:

Originally Posted by victorgte

Keep the car at home. Don't let anyone take it away. You will never see it again. Insist that any inspection is done at your address. Yes it may well be written off but just collect the insurance and repair it. Bonnet and bumper are easily replaced and you will have money in the bank for any other jobs you fancy having done. Good luck.

I'll definitely keep it at home/drive it, as it is roadworthy.

ceetdm · 26th March 2017, 10:04

Oops! just realised my car is only 12 yrs old?

Tommy :-)

genpk · 26th March 2017, 11:12

I had a similar situation recently,insurance ended up covering it.
They gave my panel beater a quote to fix it, I ended up buying the parts secondhand in the process as the bumper needed replacing , put a s/hand Zt bumper on, came out cheaper than what they quoted so got the roof re sprayed as well !!

topman · 26th March 2017, 11:16

Same here, i let it get inspected at a local garage that was happy to fit a second hand parts. Got it all sorted and sprayed for less than half of what it would have been at a big chain garage.

25th March 2017, 16:29	#1
ceetdm Loves to post Rover 75 CDTi Manual Saloon + Rover 75 CDTi Auto Saloon Join Date: May 2007 Location: Edinburgh Posts: 415 Thanks: 170 Thanked 42 Times in 33 Posts	My car has just been reversed into. So, I've just replaced my front control arm bushes and the car passed it's MOT yesterday. I'm feeling pretty good thinking that I'll get at least another years use of the car. Then today someone reversed into me, damaged the bonnet and the front bumper. When the insurance realised how old the car is (14yrs) they tell me it is likely to be a write-off. What can I expect to happen next? - the car will be inspected on Monday. __________________ Rover 75 Saloon CDTi Contemporary SE +pack

25th March 2017, 16:42	#3
victorgte I really should get out more....... MGTF, MGZT, Range Rover Join Date: Sep 2013 Location: Cheltenham Posts: 2,802 Thanks: 395 Thanked 633 Times in 446 Posts	Keep the car at home. Don't let anyone take it away. You will never see it again. Insist that any inspection is done at your address. Yes it may well be written off but just collect the insurance and repair it. Bonnet and bumper are easily replaced and you will have money in the bank for any other jobs you fancy having done. Good luck. __________________ MG TF 135, MG ZT, Range Rover P38

26th March 2017, 10:04	#5
ceetdm Loves to post Rover 75 CDTi Manual Saloon + Rover 75 CDTi Auto Saloon Join Date: May 2007 Location: Edinburgh Posts: 415 Thanks: 170 Thanked 42 Times in 33 Posts	Oops! just realised my car is only 12 yrs old? Tommy :-) __________________ Rover 75 Saloon CDTi Contemporary SE +pack

26th March 2017, 11:16	#7
topman This is my second home MG ZT-T 190 Join Date: Jun 2009 Location: Lincolnshire Posts: 5,493 Thanks: 372 Thanked 647 Times in 534 Posts	Same here, i let it get inspected at a local garage that was happy to fit a second hand parts. Got it all sorted and sprayed for less than half of what it would have been at a big chain garage. __________________ Like being creative? http://www.qwghlm.co.uk/toys/dailymail/

25th March 2017, 16:41	#2
Rev Jules This is my second home Rover 75 Tourer+ Join Date: Mar 2011 Location: Radcliffe on Trent Posts: 10,709 Thanks: 7,308 Thanked 3,929 Times in 2,051 Posts	Dot no, I repeat do not let them take the car, if it is a write off you have the right to by it off them. Rev

26th March 2017, 11:12	#6
genpk Posted a thing or two Rover 75 Saloon MGZT Join Date: Jul 2012 Location: Perth, AUSTRALIA Posts: 1,662 Thanks: 3 Thanked 461 Times in 299 Posts	I had a similar situation recently,insurance ended up covering it. They gave my panel beater a quote to fix it, I ended up buying the parts secondhand in the process as the bumper needed replacing , put a s/hand Zt bumper on, came out cheaper than what they quoted so got the roof re sprayed as well !!