Insurance - £40+ saved for sending an email

HarryM1BYT · 16th July 2013, 16:45

They have hiked the premium up steadily, since I first insured the 75 with them three years, so when the renewal came today - I asked them to requote it whilst keeping in mind that I would be seeking other quotes from other companies....

Back with the same cover, same insurco and £40+ cheaper and £10 less than they originally quoted me 3 years ago.

Dorset Bob · 16th July 2013, 16:56

It is a shame that many insurance companies seem to try it on every year.

I now have a look round every year, as loyal customers seem to get charged more than new ones, for the same premium

HarryM1BYT · 16th July 2013, 17:32

Quote:

Originally Posted by Dorset Bob

It is a shame that many insurance companies seem to try it on every year.

I now have a look round every year, as loyal customers seem to get charged more than new ones, for the same premium

Banks too, they offer great interest rates for the first year, then it drops to almost zero.

I'm looking for a bank which just offers a steady realistic rate, year after year if any know of one?

Heddy · 16th July 2013, 19:53

I switch between AA and RAC every year to get the online new customer discount, the renewal quote is invariably more expensive. Ok, if I challenge it they agree to the same as a competitors online quote, it shouldn't have to be that way, they just try it on.

Southern Star · 16th July 2013, 20:37

I use a specialist broker called Adelaide Insurance, they specialise in insuring HGV drivers of which I am one. Every year when insurance is due, I get a quote from confused.com. I then give my confused.com log-in details to Adelaide, they log in and look at my cheapest quote, match it like-for-like and beat the price by exactly £10. This year I paid £198 fully comp on my Rover 825. I'm expecting my forthcoming Rover 75 to cost more to insure but I'm sure they'll follow the same format.

bubs · 17th July 2013, 11:49

it took me one phone to to my insurers to get the same level of cover (with addition guaranteed hire car) along with breakdown cover for £20 less than their renewal quote!

16th July 2013, 16:45	#1
HarryM1BYT This is my second home 75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010 Location: Leeds Posts: 17,273 Thanks: 2,160 Thanked 2,061 Times in 1,586 Posts	Insurance - £40+ saved for sending an email They have hiked the premium up steadily, since I first insured the 75 with them three years, so when the renewal came today - I asked them to requote it whilst keeping in mind that I would be seeking other quotes from other companies.... Back with the same cover, same insurco and £40+ cheaper and £10 less than they originally quoted me 3 years ago. __________________ Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money.

16th July 2013, 16:56	#2
Dorset Bob Senior Citizen Rover 75 2.5 Connoisseur SE,Chrysler 300C,124 Spider, Daytona 955i,Honda XL250 & Royal Enfield 650GT Join Date: Feb 2008 Location: The Kingdom of Wessex Posts: 6,976 Thanks: 2,391 Thanked 2,685 Times in 1,686 Posts	It is a shame that many insurance companies seem to try it on every year. I now have a look round every year, as loyal customers seem to get charged more than new ones, for the same premium __________________ Let the good times roll............

16th July 2013, 19:53	#4
Heddy This is my second home None Join Date: Feb 2013 Location: None Posts: 5,556 Thanks: 465 Thanked 1,161 Times in 924 Posts	I switch between AA and RAC every year to get the online new customer discount, the renewal quote is invariably more expensive. Ok, if I challenge it they agree to the same as a competitors online quote, it shouldn't have to be that way, they just try it on.

16th July 2013, 20:37	#5
Southern Star Loves to post Rover 75 CTDi Contemporary SE Join Date: Jul 2013 Location: Stretton-under-Fosse, Warwickshire. Posts: 358 Thanks: 54 Thanked 134 Times in 83 Posts	I use a specialist broker called Adelaide Insurance, they specialise in insuring HGV drivers of which I am one. Every year when insurance is due, I get a quote from confused.com. I then give my confused.com log-in details to Adelaide, they log in and look at my cheapest quote, match it like-for-like and beat the price by exactly £10. This year I paid £198 fully comp on my Rover 825. I'm expecting my forthcoming Rover 75 to cost more to insure but I'm sure they'll follow the same format.

17th July 2013, 11:49	#6
bubs Posted a thing or two ROVER 75 Join Date: Oct 2012 Location: Canvey Island, Essex Posts: 1,651 Thanks: 43 Thanked 163 Times in 134 Posts	it took me one phone to to my insurers to get the same level of cover (with addition guaranteed hire car) along with breakdown cover for £20 less than their renewal quote!